A mortgage loan modification is a changing of loan terms which are agreed upon by both the mortgage holder as well as the borrower. This can include a change in principal, interest rate, prepayment penalties or just about any other previously defined term. A loan modification can be used to stop foreclosure and avoid bankruptcy.

Federal and State laws require all mortgage loans MUST comply with fair lending laws and regulations to protect consumers.  Any error or omission on the part of the lender or their represented agents constitutes a violation, and  may allow you to lower your mortgage payment.

Ask how our Forensic Loan Audit can determine any violations in your mortgage documents, and how our audit gives you the leverage you need to expedite negotiations.

Representatives in the lender's loss mitigation departments deal with literally hundreds of requests per day.  Our Forensic Loan Audit will help your case stand out from all the others